Our Process
From getting to know you and your needs, to your first few months as a client and beyond, each core phase of our process is intentionally designed to maximize the value we provide to you & your family.
Discovery
Our process begins with an in-depth consultation to understand your tax, retirement planning, and wealth management needs, ensuring our expertise aligns with your financial goals. We then perform thorough due diligence, meticulously analyzing your unique situation and objectives, to determine if our services are the optimal fit for your journey toward financial success.
Initial Call
We will schedule a 15-minute phone call so we can determine together if our expertise matches your specific needs. If we are not a good fit for each other, we will gladly introduce you to a firm who is better suited to your needs.
Discovery Meeting (1st meeting)
The goal of this meeting is to get to know each other further and fully understand your financial situation. We will ask you questions to understand your goals, concerns, and unique financial situation. With the information gleaned from this meeting, along with documents we will ask you to bring to the meeting, we will be prepared to analyze your financial situation and potential solutions.
Our Analysis
We will spend time analyzing your situation so that, together, we can determine exactly what needs to be done to achieve your financial goals.
- Are you on track to meet your retirement goals?
- Do you have a tax mitigation strategy?
- Is your portfolio in alignment with your goals?
Analysis and Proposal (2nd meeting)
During this meeting, we will outline the findings of our analysis and explain what exactly needs to be done to achieve your goals. During this meeting, you will experience firsthand the value that we bring to our clients.
At the end of this meeting, we will ask if you would like to begin working with our firm or if you would like to sleep on it.
Think About It
We want you to make an educated and informed decision. Having been in business for more than 20 years, we are in no rush for you to reach that decision. Prior to deciding whether we should work together, you will want to answer the following questions:
- Do I like/trust/respect the team at Eaton-Cambridge?
- Will the benefits they provide exceed their cost?
- Do I understand and agree with their investment philosophy?
Paperwork (3rd meeting)
During this meeting, we will make sure all your questions are answered and, if you are ready, start the paperwork to become a client.
Implementation
Once our partnership begins, it's off to the races! Here's what you can expect during the first few months with us.
Transfer Accounts
Shortly after we enter into a formal partnership, we will process your initial fund transfers to our custodian. We will update you regularly as funds are received.
Investment Alignment Meeting
Once funds are received, we will connect with you to discuss your risk tolerance and investment preferences in depth. We will put the investment strategy formulated during this meeting to work in your accounts immediately following this discussion.
Check In Call
Around 60 days into our partnership, we will check in with you to ensure you are feeling confident in our formulated strategy, confirm that you have access to your accounts and planning portal, and answer any questions you may have.
Development
We are not a transactional firm. We believe in regular communication and involvement to ensure you continue to feel confident in your financial life. Here are a few things you can expect from us on an ongoing basis.
Strategy Sessions
We will review your financial picture with you on an annual basis in order to ensure we stay on the path to meeting your goals. We will reach out in advance to schedule a time that works best for you.
Newsletters & Events
Throughout the year, we host educational events that you will be invited to attend. Educational email newsletters are also sent on a regular basis.
On Call
We are your “money people” – reach out when you need us! Deposits/withdrawals, general questions, ad hoc meetings and everything in between…we are here for it all.
Tax Preparation
If you take advantage of our tax preparation & filing service, you can expect us to reach out at the beginning of each new year to collect your year-end forms and begin the filing process for your tax return.
